Don't Wait Months on a Refund That's Already Pending.
Refund-backed and related funding options can put working capital in your hands sooner, so payroll, inventory, and growth don't wait on a government timeline. Options are subject to review and approval.
When advance funding makes sense.
Advance funding is capital made available now, often against an expected refund or your business profile, so payroll, inventory, and growth don't wait on a government timeline.
- You have a pending refund (ERC or tariff) but processing takes months
- You need working capital to cover payroll, inventory, or a growth move
- You'd rather not draw down a line of credit or refinance
Refund vs. funding: the clear distinction
A refund is your own money the government returns to you. Advance funding is capital made available now, often against an expected refund or your business profile, so you don't have to wait. Funding has costs and terms. We lay them out plainly, and only recommend it when it genuinely serves your business.
Capital now, not months from now.
- 01Step 1
Complete the qualification check
Tell us about your business and your ERC claim or import activity. No documents required to start, and no upfront cost.
- 02Step 2
SFG reviews the submitted information
We review what you share to understand your situation and which options may fit: ERC liquidity, tariff recovery, or funding.
- 03Step 3
A specialist verifies available details
Backed by attorney-affiliated underwriting and forensic review, so anything we discuss is grounded in real diligence.
- 04Step 4
If there may be a fit, next steps are discussed
A specialist follows up to walk through possible options, subject to review, documentation, approval, and final terms.
See what funding options you qualify for.
60 seconds. No upfront cost to check.
General information only, not legal, tax, or financial advice. Funding terms and costs vary and are disclosed before any agreement.