Blog / Funding
FundingERC Buyout vs. Advance: How Refund Liquidity Works
March 11, 2026 · 6 min read · By the SFG Capital team
If you have a pending ERC refund, you may not have to wait indefinitely on the IRS. A buyout may involve purchasing your refund receivable; an advance provides capital now that is repaid from the refund when it arrives.
We break down how each option generally works, what documentation is typically reviewed, and why both are subject to diligence, documentation, and final terms.
SFG Capital is not a CPA firm, law firm, or tax advisor. Any estimate is preliminary and subject to review.
See what your business may qualify for.
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General information only, not legal or tax advice. Eligibility and estimates are fact-specific and subject to review.
