Turn Your Pending ERC Refund Into Capital You Can Use Now.
If you have a pending ERC claim, you may not have to keep waiting on the IRS. SFG Capital helps you explore buyouts, advances, and funding tied to your refund. Subject to review and approval.
Prefer to talk now? Contact SFG Capital at (925) 532-4858ERC refund liquidity, explained.
The Employee Retention Credit is a federal payroll-tax refund many businesses are still waiting on. SFG Capital does not file your claim. For businesses with a pending ERC claim, we help you weigh liquidity options: a buyout of your refund receivable, an advance against it, or related funding, so you can get capital while the IRS processes your refund.
Who may qualify
- Have a pending ERC claim or refund-related receivable
- Can provide claim and payroll documentation for review
- Want capital now rather than waiting indefinitely on the IRS
- Are open to a buyout, advance, or funding tied to the refund
Who may not qualify
- Claims that cannot be documented or verified
- Claims already denied without a viable path forward
- Situations that fall outside our funding/buyout criteria
How we approach it
- Attorney-affiliated underwriting & forensic review
- Options grounded in real diligence, not hype
- Clear, preliminary framing with no guaranteed outcomes
- A real ERC specialist (Santino) owns your case
Eligibility is specific and fact-based. The qualification check is the fastest way to see what may apply.
A real ERC specialist owns your case.

Santino Battaglieri
ERC Lead & Main Contact
Santino runs ERC buyouts, advances, and funding on pending refunds, and stays your main contact from the first call through funding.
How ERC liquidity works.
- 01Step 1
Complete the qualification check
Tell us about your business and your ERC claim or import activity. No documents required to start, and no upfront cost.
- 02Step 2
SFG reviews the submitted information
We review what you share to understand your situation and which options may fit: ERC liquidity, tariff recovery, or funding.
- 03Step 3
A specialist verifies available details
Backed by attorney-affiliated underwriting and forensic review, so anything we discuss is grounded in real diligence.
- 04Step 4
If there may be a fit, next steps are discussed
A specialist follows up to walk through possible options, subject to review, documentation, approval, and final terms.
We don't promise a number or a timeline.
Any figure we share early is a preliminary estimate, subject to review. Any option is subject to diligence, documentation, and final approval. What we will give you is a straight answer, fast.
ERC liquidity questions, answered.
No. We purchase pending ERC claims (buyouts) and provide liquidity through advances and funding, and we help businesses respond to IRS audits and disallowance letters, backed by attorneys.
A buyout may involve purchasing your pending refund receivable. An advance provides capital now that is repaid from the refund when it arrives. Both are subject to review, documentation, and final terms.
Fee and structure are confirmed with you during review, before any agreement. Options are subject to diligence, documentation, approval, and final terms.
No. Any estimate is preliminary and subject to review. We do not guarantee IRS outcomes, approval, funding, or specific timing.
Generally your ERC claim and payroll documentation and filing details. We tell you exactly what is needed once you are matched.
See what your ERC refund could unlock now.
60 seconds. No documents. No upfront cost.
SFG Capital purchases pending ERC claims (buyouts), provides refund-related liquidity, and helps businesses respond to IRS audits and disallowance letters, backed by attorneys. Buyout, advance, funding, and refund-related options are subject to review, documentation, approval, and final terms. Any refund estimate is preliminary and subject to review.
